Current Loan Rates

EFFECTIVE AS OF SEPTEMBER 1, 2010

NEW AUTO - PURCHASE/REFINANCE
TERM
APR*
 
24 Mos
3.75%
36 Mos
3.75%
48 Mos
4.00%
60 Mos
4.00%
72 Mos
4.25%
*APR is the Annual Percentage Rate.


USED AUTO - PURCHASE/REFINANCE
TERM
APR*
2010
60 Mos
4.25%
2009
60 Mos
4.25%
2008
60 Mos
4.25%
2007
48 Mos
4.50%
2006
48 Mos
4.50%
2005
42 Mos
4.50%
2004
36 Mos
4.50%
2003
24 Mos
4.50%
2002
24 Mos
4.50%
2001
18 Mos
4.50%
*APR is the Annual Percentage Rate.


BOATS
TERM
APR*
NEW
120 Mos
5.50%
USED
120 Mos
5.75%
*APR is the Annual Percentage Rate.


RV's

TERM
APR*
NEW
120 Mos
5.50%
USED
120 Mos
5.75%
*APR is the Annual Percentage Rate.


MOBILE HOMES

TERM
APR*
NEW
120 Mos
12.00%
*APR is the Annual Percentage Rate.


FURNITURE & APPLIANCE

TERM
APR*
NEW
36 Mos
12.00%
*APR is the Annual Percentage Rate.


HOME EQUITY

TERM
APR*
HOME EQUITY (Fixed Rate)
60 Mos
5.00%
120 Mos
6.00%
180 Mos
6.25%
HOME EQUITY LINE OF CREDIT
-
VARIABLE
*APR is the Annual Percentage Rate.


OTHER LOANS

TERM
APR*
HOME IMPROVEMENT
36 Mos
10.00%
100% SHARE PLEDGE
60 Mos
5.00%
PERSONAL LOAN
24 Mos
12.00%
36 Mos
13.00%
VISA CREDIT CARD - Disclosure
-
13.90%
OVERDRAFT LINE OF CREDIT
-
18.00%
*APR is the Annual Percentage Rate.

     
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