Current Loan Rates

Effective As Of October 1, 2008

NEW AUTO - PURCHASE/REFINANCE
TERM
APR*
 
24 Mos
4.75%
36 Mos
5.00%
48 Mos
5.25%
60 Mos
5.25%
72 Mos
5.75%
*APR is the Annual Percentage Rate.


USED AUTO - PURCHASE/REFINANCE
TERM
APR*
2008
60 Mos
5.25%
2007
60 Mos
5.25%
2006
60 Mos
5.25%
2005
48 Mos
5.25%
2004
48 Mos
5.25%
2003
42 Mos
5.25%
2002
36 Mos
5.25%
2001
24 Mos
5.25%
2000
24 Mos
5.25%
1999
18 Mos
5.25%
*APR is the Annual Percentage Rate.


BOATS
TERM
APR*
NEW
120 Mos
5.50%
USED
120 Mos
5.75%
*APR is the Annual Percentage Rate.


RV's

TERM
APR*
NEW
120 Mos
5.50%
USED
120 Mos
5.75%
*APR is the Annual Percentage Rate.


MOBILE HOMES

TERM
APR*
NEW
120 Mos
12.00%
*APR is the Annual Percentage Rate.


FURNITURE & APPLIANCE

TERM
APR*
NEW
36 Mos
12.00%
*APR is the Annual Percentage Rate.


HOME EQUITY

TERM
APR*
HOME EQUITY (Fixed Rate)
60 Mos
5.75%
120 Mos
6.00%
180 Mos
6.50%
HOME EQUITY LINE OF CREDIT
-
VARIABLE
HOME IMPROVEMENT
36 Mos
10.00%
*APR is the Annual Percentage Rate.


HOME EQUITY

TERM
APR*
100% SHARE PLEDGE
60 Mos
6.50%
UNSECURED INSTALLMENT
24 Mos
12.00%
36 Mos
13.00%
VISA CREDIT CARD - Disclosure
-
13.90%
OVERDRAFT LINE OF CREDIT
-
18.00%
*APR is the Annual Percentage Rate.

     
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