 |
Current Loan Rates
EFFECTIVE AS OF JANUARY 26, 2012
| NEW
AUTO - PURCHASE/REFINANCE |
TERM |
APR* |
| |
24 Mos |
1.99% |
36 Mos |
1.99% |
48 Mos |
1.99% |
60 Mos |
1.99% |
72 Mos |
2.99% |
| *APR is the Annual Percentage Rate. |
|
|
| USED
AUTO - PURCHASE/REFINANCE |
TERM |
APR* |
| 2012/11 |
60 Mos |
2.99% |
|
2010
|
60 Mos |
2.99% |
| 2009 |
60 Mos |
2.99% |
| 2008 |
48 Mos |
2.99% |
| 2007 |
48 Mos |
2.99% |
| 2006 |
42 Mos |
2.99% |
| 2005 |
36 Mos |
2.99% |
| 2004 |
36 Mos |
2.99% |
| 2003 |
36 Mos |
2.99% |
|
2002 and older |
36 Mos |
2.99% |
| *APR is the Annual Percentage
Rate. |
|
|
| NEW BOATS AND RV's |
TERM |
APR* |
|
-Up to
|
60 Mos
|
2.99% |
|
-
|
72 Mos
|
3.25% |
|
-
|
84 Mos |
3.50% |
|
-
|
120 Mos |
5.00% |
|
-10 yr payment/5 yr balloon
|
120/5 |
3.99% |
| *APR is the Annual Percentage
Rate. |
|
|
USED BOATS AND RV's |
TERM |
APR* |
|
-Up to
|
60 Mos |
2.99% |
|
-
|
72 Mos |
3.25% |
|
-
|
84 Mos |
3.50% |
|
-
|
120 Mos |
5.00% |
|
--10 yr payment/5 yr balloon
|
120/5 |
3.99% |
| *APR is the Annual Percentage
Rate. |
|
|
-Up to |
TERM |
APR* |
|
-Up to |
48 Mos |
4.55% |
|
$10.001 - $30,000 |
72 Mos |
5.55% |
|
$30,001 and higher |
120 Mos |
7.55 % |
| *APR is the Annual Percentage
Rate. |
|
|
HOME
EQUITY - 1st Lien Position |
TERM |
APR* |
| HOME
EQUITY (Fixed Rate) |
60 Mos |
4.00% |
120 Mos |
4.25% |
180 Mos |
4.50% |
| HOME EQUITY LINE
OF CREDIT |
- |
VARIABLE
|
| *APR is the Annual Percentage
Rate. |
|
|
HOME
EQUITY - 2nd Lien Position |
TERM |
APR* |
| HOME
EQUITY (Fixed Rate) |
60 Mos |
5.00% |
120 Mos |
6.00% |
180 Mos |
6.25% |
| *APR is the Annual Percentage
Rate. |
|
|
OTHER LOANS |
TERM |
APR* |
| HOME IMPROVEMENT |
36 Mos
|
10.00%
|
| 100% SHARE PLEDGE |
60 Mos |
5.00% |
| PERSONAL LOAN |
24 Mos |
12.00% |
36 Mos |
13.00% |
| VISA CREDIT CARD -
Disclosure |
- |
13.90% |
| OVERDRAFT LINE
OF CREDIT |
- |
18.00% |
| *APR is the Annual Percentage
Rate. |
|
|
|
|
